Category Archives: Money

Trying to Make Sense of It

 

 

Our nation is changing, and it is not an easy process.  The Declaration of Independence says “all men are created equal”.  Well what about the other half of the population?  Historically, most cultures are warrior cultures, with men at war.  Soldiers need leaders, and the men leading in the war tend to rule the culture.  The role of women is to pleasure the men, do the work, and have babies.  If the women can’t do all the work, it is up to slaves, usually captured as spoils of war.

That was the system used in most of our nation’s history.  Subservient women and slaves.  Half a million men died ending slavery, but the racist legacy lives on.   But times change.  Labor shortages during wars and birth control allowed women to leave the home and go to work for wages.

These changes seem to threaten the majority of men.  The traditional method for retaining dominance over others is muscle.  White men had the power, guns, clubs, and rope to keep the freed slaves in their place.  To attempt to retain dominance over women they used the same tools along with sex to keep their power.

Women’s suffrage, the civil rights movement, and recognizing what is right are profoundly changing the power structure.  Donald Trump represents the backlash to change.  “Make America Great Again”.  Great America and Fox News with men and big money in control.  He got elected, duping millions of people with lies and fear.  The nation has deep divisions.

Recently women started exposing how they were exploited by male predators in positions of power.  The predators are gone, going, or in hiding.  Race-based power is also under attack.  A racist pedophile just lost the election in Alabama, mainly due to the votes of African Americans.  This vote will also affect the balance of power in Congress.

Trump won, yes, but he can’t stop the process of change in a society transformed.  There will be strife.  Many men will literally go to war attempting to recover their lost dominance.  They will lose because the forces of progress have the law and numbers on their side.

A side effect of the power shift in America is the continuing decline of American dominance in world politics.  The progressive movement will weaken the big stick employed since WWII to dominate the third world.  Whether China and Russia will swing their sticks to retain patriarchal dominance is the big danger.  They will face increasing internal pressure, however, to curb their international ambitions.   The people of the third world have their own ambitions, and will tend to resist outside influence.  Let’s hope they succeed.

Those Damn Cars

Tacoma. Mine has lots of brush scrapes on the sides.

Tacoma. Mine has lots of brush scrapes on the sides.

Living in the USA almost always means having cars.  It is possible to do without, but difficult except in New York, Boston, and San Francisco.  I was eighteen when I got my first car, a 1957 Ford.  I have lost count of how many since 1961.  I have had sedans, a panel truck, 2wd pickups, 4×4 pickups, SUV’s,  and sports cars.  I have also crashed a few.  It’s a combination of ADD and poor eye-hand coordination responsible for the crashes.  I was even in one crash that wasn’t my fault. 

My favorites?  Pickups and sports cars, sort of on opposite ends of the automotive spectrum.  I learned how to drive in a pickup, and their versatility appeals to me.  Lately, the pickups have been four wheel drive so I can risk my life on really bad mountain and desert roads.  Currently my four wheeler is a Toyota Tacoma.  It is just went in to get its rear springs replaced.  That is the third recall. 

Matrix

Matrix

Carol’s car is a Toyota Matrix, sort of a mini SUV.  It has had recalls as well, those Takata airbags that throw shrapnel.  I still like Toyotas.  They are reliable and are for the most part well thought out.  We have friends with Priuses, but I am still not sure. 

We have another resident in the garage.  It is a 2006 BMW 325i four door sedan.  Don’t be fooled, the thing is a sports car with four doors.  Power, handling, looks, and some snobbery.

That thing is fun.  I turn corners without slowing down.  It just turns, no squeal, no big deal.  The steering varies with speed.  At slow speeds, it hardly takes any turns to corner.  At higher speeds, you have to give the steering wheel more input. 

BMW 325i

BMW 325i

The BMW is fast.  I don’t have any comparison with, say, a Mustang, but it goes when you mash down.  To me, it has just enough power.  Passing those RV’s in the mountains is no problem at all.  Speeding up or slowing down to change lanes, zip.  I have never spun the tires to show off. 

It is helpless in the snow.  It has traction control, but no help.  The tires are wide, the car is low, and it just sits there and spins those rear wheels.  The BMW’s with an X in their model name have all wheel drive.  Carol’s daughter didn’t need AWD in Silicon Valley, where she bought the car. 

The thing is automated.  Everything is programmable, even the rear view mirrors.  There are buttons everywhere and a digital interface controlled by a knob you turn to scroll through options.  I think I can operate about ten percent of the stuff.  I keep telling myself to get out there with the owners manual and learn, but I haven’t done it in seven months. 

BMW’s cost too much, they are expensive to fix, not very roomy, and so much fun to drive.  We don’t need three cars.  We could probably be fine with one.  I don’t know what we are going to do.  we will probably sell the Matrix and the BMW and get Carol a cool AWD car.

More on Discontent

The Age of Steam

The Age of Steam

Our economy has been one of change since the beginning.  When the railroads came to Colorado in 1870, a lot of teamster jobs hauling freight from Omaha and Kansas City went away.  The automobile would not have happened without the new petroleum industry.  Coal retained its strength from powering locomotives, heating homes, and fueling industry.  Industry and manufacturing grew, making the American economy one of the largest in the world.

What a combination, land, natural resources, transportation, a growing population of people with ambition, mobility, and a willingness to try something new.  Some were left behind.  Native Americans, African Americans, and those new citizens in the Southwest who were once part of Mexico with its traditional ways.  As always, immigrants ended up at the bottom because of language and discrimination.

There were troubles.  Low wages, a turbulent labor history, drought, an unstable business cycle creating panics individuals were helpless to influence.  There were some adventures the government engaged in, such as Cuba, the Philippines China, Japan, all the trappings of empire.  In many ways the American West was an empire, won at the expense of those who were living there.

John Deere

John Deere

Agriculture was becoming more mechanized, displacing people who moved to the cities to work in industry.  All the change continues.  There is a tremendous amount of wealth in Silicon Valley, not so much in Michigan.

The West has been boom-bust from the start.  The fur trade collapsed, but the gold rushes started.  The government started giving land to the railroads and individuals.  The short grass prairie boomed with hopeful wheat growers, then the droughts came.  Oil and gas grew and grew, and grew.  As old fields played out, new oil fields were discovered.  A couple of big wars really heated things up.

It all looked great.  Yes, lots of change, but people could find good jobs and things steamed along.  The real upheavals were when the business cycle threw millions out of work.  The 1930’s were a terrible time, but a war healed all that.

The West That Never Existed

The West That Never Existed

The 1950’s seemed like a golden age.  Lots of jobs, the U.S. Ruled much of the world, and television built a myth of stability, prosperity, and a bright future for everyone.  the myth came from relative prosperity and the ubitiquous westerns on television promoting a life that never existed.

The 1960’s brought social upheaval accompanied by a growing shift in how people made their living.  Steel mills closed, imported cars were on the roads, and computer-driven automation started taking industrial jobs.  The word Yuppie became a term of derision, but the Yuppies were the wave of the future.  They possessed education and a skill set many people could or would not obtain.

The skilled trades fell out of favor. It is college or else.  The trade jobs are filled the way they have always been filled, by immigrants.  This time however, the immigrants are not easily assimilated Europeans.  They are Latin, and and bring their culture with them.  Many are just not as interested in assimilating, and many are undocumented.

All this change leaves a huge segment of our society out of the good life.  Many are rural, where big mechanized farms haven taken jobs.  Many just do not have social and intellectual requirements to move into the new economy.  What’s left?  Low-paying service economy jobs, often for an out of date minimum wage inadequate for one person, let alone a family.  It is hard to build a life mowing lawns and doing kitchen work.  Much of the time jobs that used to be stepping stones have turned into dead ends.

The trouble is just beginning.  Those people marginalized by an economy where they don’t fit can be radicalized and turn to violence and terror or Donald Trump, which may be same thing.  The discontent is just not with the marginalized working class.  There are lots of well-educated people from middle class families making pizzas and living in their parents’ basement.  They thought they were doing the right thing going into debt to get an education and found nobody wants them.

This is still a rich country.  There is a huge imbalance in the distribution of wealth which has to change.  The change agent must be government.  A true progressive tax structure and an end to the massive influence of special interests in government are desperately needed.  The nation has the resources to provide everyone with an income providing them some dignity and the flexibility to enhance their station in life.  Given a decent income, most will seek ways to do even better.

We will always have the wealthy and the poor.  Now, there is too much concentrated wealth for a few and too many poor.  Trying to revert to an American utopia which never existed will only add to social instability.

Happy Days Are Here Again

Happy Days Are Here Again

There should be no food banks or coat drives.  There should be no one sleeping on the streets.  People with mental health problems should not be cast out.  Everyone should have the time and resources available to build better lives for themselves rather than being trapped in poverty.

In other words, we need a new time of progressive change, not an attempt to return to a myth.  How to pay for it all?  A realistic progressive tax system to redistribute income.

Weather

Climate Change

Climate Change

2013 Flood

There is currently a lot of controversy about climate change and whether humankind has a role in the warming trend.  While I think it is true that pouring huge amounts of sequestered carbon is the culprit, I don’t think it matters much for us here in Colorado and much of the west. 

We live in a land of extremes except for the rainy Pacific Northwest, but, they have their earthquakes and volcanos.  Here in Colorado, we dwell in a land of extremes.  The west is dry, it snows in the mountains, the Front Range is kind of a mix, and it is pretty dry in the east.  That varies from year to year.  It varies a lot.   

In the late nineteenth century it was a wet cycle in the eastern prairie, and the railroads made millions enticing settlers to buy their land and get rich farming.  The population in eastern Colorado peaked then and has been declining ever since.  The mountain ski areas have lots of snow some years and almost no snow other years.  The western desert country looks dry and desolate most of the time, but I have seen it bloom in a stunning variety of color.   

Then there are the floods, blizzards, and tornados, often followed by drought.  The one thing we can count on is change.  There are long term trends.  Most archeologists think one reason the ancestral Pueblo Indians left southwestern Colorado was a prolonged drought cycle.  Anyone who tries to raise dry land beans in that country can tell you not much has changed. 

2013 Flood

2013 Flood

Here along the base of the mountains we have the extremes as well. There was the drought of 2002, and the floods of 2013.  The mountains create an unusual weather pattern that stalls along the mountain front, bringing more moisture than the land can handle.  That is when lots of the mountains wash out into the flat country.  It has been going on for more than sixty million years.  The gravel in the Platte River in Nebraska is Rocky Mountain gravel.  Some of the Louisiana mud is Long’s peak mud.   

Some climate models say climate change is going to dry Colorado out, other models say it will be wetter.  My money is on more extreme weather.  Longer, more violent wet periods and long droughts.  Look for more frequent floods, not the thirty or forty year cycle we have had since the first European-American settlers and miners arrived.  Think about the tornados and hailstorms recently.   

I like the extremes.  We have our regular four seasons here but the winters are milder than in Iowa.  It can get hot but there are few days over one hundred degrees, but not like southeastern Utah.  I think that may change, hotter in the summer.  I don’t think the winters will be colder.  I can remember forty below in Boulder when I was flunking out of CU.  Twenty below seems to be more the cold winter norm now.  What I do not like is the hailstorms.  I don’t think the insurance companies like them much either.  Homeowners insurance costs keep rising.  That hail is hard on the garden as well. We had only one tomato plant survive last year. 

One of the big impacts of climate change will be on water supplies.  The amount of precipitation may not change, but if it is warmer, the snowpacks will not last as long in the spring.  That means more spring floods and a shorter runoff period, which will impact water storage.  That could be bad news for the populated Front Range.  People keep coming, but there will not be more water, and a lot of the big spring runoff will go out of the state.  That will be good for the Sandhill Cranes in Nebraska, but bad for Parker and Highlands ranch. 

I spent a long time in the water business, and it always disturbed me watching all that high quality drinking water being used to attempt to replicate Surrey or Connecticut foliage in the Great American Desert.   All that bluegrass will have to go. The urban forest will have more drought-hardy trees.  Denver Water’s customers have done a good job of conserving since the big drought of 2002, but the bluegrass model of landscaping continues.  In Denver, daily water consumption is about 110 million gallons per day in winter.  I the hot part of summer, it’s over 400 million gallons per day, most of it run out onto the ground. 

At our house, we have significantly reduced the size of our lawn, but we still have a lot of crabgrass.  It should be buffalo grass and blue grama, both native drought-resistant grasses.  They don’t stay green all summer, so we are stalling and paying the water bill.  Marijuana legalization is bringing lots of people to Colorado, and the economy is booming.  Those people use water, and lots of water is used growing the stuff.  One of the unintended consequences of legalizing pot is increased water consumption. 

Myself, I am not too concerned about climate change for myself.  After all I am 73 years old and don’t live on the coast.  Long term change is a reality, but as John Maynard Keynes said, “In the long range we are all dead”.

 

Flint Water

Flint Water

Flint Water

After 30 years in the water industry, I thought I should give my take on the Flint, Michigan water crisis.  There is a misconception that the water from the Flint River the state emergency manager switched to is poisonous.  Not true.  Properly treated, the Flint River water is fine, and would meet all safe drinking water standards.   

The problem is that the water was not properly treated.  As it comes from the river, the water is corrosive and attacks metals in the distribution system pipes.  To be safe, it must be treated to make it less corrosive.  There are chemical additives (phosphates) that coat the pipes and prevent lead and copper from leaching into the water.  Here in Denver, lime or soda ash are added to raise the pH  of the water, making it less corrosive.  In addition, over time a thin film of calcium carbonate forms on the inside of the pipes, effectively sequestering the toxic metals. The phosphate chemicals do the same thing. 

How can you tell if your water is safe?  The corrosive water also attacks the rust that forms in an old system, such as in Denver or Flint.  If your water is red, it has rust, but also lead and copper.  The lead and copper come from the pipes, not the river.  The rust won’t hurt you, just stain your fixtures.  The lead comes from lead solder (now outlawed) used to join copper pipes and from lead pipes once used to bring water from the main into the house.  The lead service lines are slowly going away, but many houses have galvanized steel pipes into the house.  These are safe, but that steel pipe won’t bend to attach to the tap on the main, which is high on the pipe to keep sediment out of the service line.  The solution, a flexible lead loop bending from the tap to the service line.   

Corroded Pipe

Corroded Pipe

In Denver some older houses have lead service lines, but the lead loops are more common.  My entire neighborhood in South Denver with houses dating from the Victorian era to the 1940’s has lead loops.  Most of them are replaced when the old galvanized pipes rust out and there is a leak.  Our house has a copper service line now.  Several houses on the block have had their old service lines replaced since we have lived there.  Look where the water line comes into your house.  If it is copper, you are OK.  Flint has the same situation. 

Aggressive water leaches lead and copper out of the pipes and renders the water toxic.  Lead is the most dangerous, as it is a neurotoxin especially dangerous for developing fetuses and young children.  Copper is also toxic, but copper pipes are more resistant to corrosion than lead. 

If you have red water in your house, it is possibly dangerous and needs to be tested.  The Flint water is not just red, it’s red mud.   Before the Safe Drinking Water Act, many small water systems had aggressive water.  As a kid, I watched red water flow into our bathtub, especially in the spring, when the water was mostly runoff.  Maybe that is why I am nuts, as well as the rest of us from Fruita.

How did this happen in Flint?  Flint has a treatment plant, but was using water from Detroit which has good corrosion control.  Flint has plans to switch from the Flint River to Lake Huron  as their water source.  Lake Huron water is higher quality than river water, making it less expensive to treat.  Detroit water is from Lake Huron.  The Michigan emergency manager for Flint ordered the switch to river water to save money.   

Flint is broke.  The demise of much of the U.S. Auto industry hit Flint hard, a General Motors town.  The result, white flight, leaving a population mostly poor and black.  The city couldn’t pay its bills and the state took over with a team appointed by the Governor.  Here is the root of the problem.  The federal Safe Drinking Water Act establishes standards for drinking water.  The law gives the states the option to administer the law, usually by the Health Department or the Environmental Quality Department.   

So, the State government is running the Flint government and water treatment process and is also charged with insuring the water is safe, a clear conflict of interest.  A wild card?  Racism.  Those poor black people did not have much political clout and were essentially ignored and belittled when they complained about their water.  It took a brave pediatrician seeing high lead levels in her patients to finally get action. 

Four governmental entities are involved.  The Flint city government was rendered superfluous when the state assumed control.  The federal EPA was passing the buck to the Michigan Environmental Quality Department and not doing due diligence in making sure the department was doing its job (the EPA administrator lost his job).  The state environmental quality regulators knew there was a problem, but were influenced by the Governor’s emergency management.  The result, a perfect bureaucratic storm, with the people of Flint as victims. 

The cost?  A public health crisis that will cost millions to fix.  It takes a long time for the calcium carbonate or phosphate coating to form in the pipes.  In the meantime the water is unsafe.  The people of Flint will have to be provided with bottled water for some time.  Lots of bureaucratic fingers are being pointed.  There is plenty of blame to go around.  Will anyone go to jail?  Probably not, even though there is now a special prosecutor.  If the local Flint city government had been simply subsidized by the state until it got its house in order, the whole thing could probably been avoided.  Instead the emergency managers put money ahead of the public health.     

Many conservatives want to reduce the size of government, and return to the nineteenth century, before there was water treatment and people died of waterborne disease.  Government built a system to protect public health.  If government does not have the money do do its job, the public health will suffer.  Do you want safe water?  Don’t move to Flint.

 

 

The Trouble With Politics

Money

Money

The biggest political problem we are facing is the influence of money.  Politicians need lots of money to get elected and those with a lot of money can buy influence.  The individuals and groups with a lot of money tend to have one foremost goal: more money.

The Money People tend to support politicians who can help them get more money.  The State of the Union, the world, and the environment are secondary.  The priorities are wrong.  I don’t know the answer, because it is up to Congress to get big money out of politics and the politicians need money.  Maybe it has to come from a constitutional convention initiated by the state legislatures.  That is a problem because those legislators need money to get elected.

Big problem.